Earlier this month, a state appellate court issued a written opinion in a Georgia car accident case involving a plaintiff’s claims against two insurance companies. Ultimately, the court determined that the plaintiff did not properly notify either of the insurance companies about the accident until after the deadline set forth in the policies had expired. Thus, the court held that the plaintiff’s claims against the insurance companies were barred.
The Facts of the Case
The plaintiff was working as a truck driver when he was rear ended by another driver while waiting at a red light. The force from the collision pushed the plaintiff’s truck into the rear of another vehicle, causing the plaintiff to sustain a serious injury to his neck. The accident occurred in December 2013.
In March 2015, the plaintiff filed a personal injury lawsuit against the driver who rear-ended him. However, at some point thereafter, the plaintiff realized that the at-fault driver may be uninsured or may not have enough insurance to cover his injuries, so the plaintiff named his own insurance carrier as a defendant in April 2015. At this time, the plaintiff also named his employer’s insurance carrier as a defendant.