What to Do if You’ve Been Hit by an Uninsured Driver

If you’ve been in a car accident, it’s important to exchange all pertinent contact and insurance information with the other driver. If you find out that the driver that hit you was uninsured, it is still vital to exchange these pieces of information. With one in seven drivers on the road driving uninsured, many people find themselves in a similar predicament. When you’ve been hit by an uninsured driver, the following tips can help you receive compensation for the damage to your car and personal injury.

Gather Information

Take down the license plate, make and model of the car that hit you, using your cell phone to take pictures of both vehicles and any damage noted. Make sure to view the other driver’s license and write down any contact information. Gathering information is very important at this stage, as you can use this information to help prove liability in a personal injury lawsuit. Make sure to take careful notes, and take pictures of anything you believe is important. If the other driver is not cooperative, it is time to call the police immediately.

Report the Accident to the Police

To avoid problems with your insurance claim, a police report will help clarify the accident. Call the police and have them come to the scene, even if the accident feels minor. This way, there will be documentation that the accident occurred, and proof that the uninsured driver was on the road. It is illegal to be driving on the road without insurance, and by calling the police, you are reporting this uninsured driver as well. The uninsured driver may get angry, so be mindful of this.

Check with Your Own Insurance Company

Some insurance policies cover you if you have been in an accident with an uninsured driver. If your policy includes this coverage, you will be able to receive compensation for your the damages to your car and for your injuries from your own insurance company up to the limits set by the policy. If you don’t have this coverage, you may be able to seek restitution if you have personal injury or collision insurance. These questions can be answered by your insurance provider at the time of your accident.

When you’ve been in an accident with an uninsured motorist and you are searching for personal injury attorneys in Atlanta, it’s time to contact us at McAleer Law to assess your potential for compensation.


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