Earlier this month, an appellate court issued a written opinion in a Georgia car accident case involving an insurance dispute between an injured motorist and his insurance company. The case required the court to determine if the accident was covered under the driver’s policy or whether it was subject to an exception for vehicles being operated for hire. Ultimately, the court concluded that the insurance company failed to establish that the plaintiff was operating his vehicle for hire, and it found in favor of the plaintiff.
The Facts of the Case
The plaintiff was a motorist who had occasionally provided an elderly woman with rides from her home into town. The normal arrangement was the plaintiff would pick the woman up at her house and take her to town, and in exchange she would pay him $7.
One day, the plaintiff was driving near the woman’s home when he saw her walking along the roadside. He pulled over and offered to give her a ride into town. The woman accepted, and although she had intended to pay him for the ride, she never did because the plaintiff was involved in a minor accident along the way.