Recently, a state appellate court issued a written opinion in a Georgia car accident case involving the question of whether the plaintiff’s insurance company was responsible for his injuries, based on the policy’s uninsured motorist clause. Ultimately, the court determined that the accident was not within the scope of the plaintiff’s insurance policy because the vehicle involved in the accident was furnished for the plaintiff’s everyday use.
The Facts of the Case
The plaintiff, an employee of a logging company, was provided with a logging truck to help carry out his duties. The truck was owned by his employer, but the evidence suggested that the plaintiff was able to keep the truck overnight at his own residence once he was done working for the day.
One day, the two tires on the truck blew out. The plaintiff pulled over and called his employer, who arrived to assist in changing the tires. However, while the two were changing the tires, one of the tires blew out, injuring the plaintiff.